A Pittsburgh Dedicated Lender

Hard Money
Done Right

Fast, reliable capital for real estate investors who need to move quickly and close with confidence.

Get Funded View Loan Programs
24-48 hr
Approvals
$1.0 Million
Max Loan Amount
90% / 100%
Max Loan-to-Purchase / Rehab
No
Application Fees

Why Steel Capital

Built for Local Investors

Speed That Closes Deals

Approvals in as little as 24-48 hours and a streamlined funding process so you never lose a property to a slow lender.

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Pittsburgh Expertise

We know the neighborhoods, the comps, and the challenges. Local knowledge means smarter, faster decisions on your deals.

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Partners, Not Just Lenders

No application fees, no prepayment penalties, and interest-only payments. Terms structured to keep your projects profitable.

Before and after exterior renovation photos of a Steel Capital funded flip

The Steel Capital Difference

Capital and Confidence to Build Your Vision

Whether you're acquiring your next flip, refinancing a project, or funding ground-up construction, we deliver reliable capital across a variety of structures and situations.

Flexible Loan Structures

Financing that adapts to your project, not the other way around.

Transparent Terms

Clear rates and points up front — no surprises at the closing table.

Relationship-Driven

A direct line to decision-makers who fund repeat borrowers fast.

Loan Programs

Financing for Every Project

Fix & Flip

Funded Directly by SCP
  • 12 month terms + extension options
  • Up to 95% of purchase price
  • Up to 100% of rehab costs
  • Up to 75% ARV
  • No prepayment penalty

Refinancing

Funded Directly by SCP
  • Terms 12-18 months + extension options
  • Up to 75% ARV
  • Up to 70% for cashout refinace
  • No prepayment penalty
  • Interest-only payments

New Construction

Funded Directly by SCP
  • Terms up to 18 months + extensions
  • Up to 65% of permitted land
  • Up to 100% of build costs
  • Up to 70% ACV
  • No prepayment penalty

DSCR Mortgage Options

Funded via SCP Partner Firm
  • 30 Year Fixed Rate and ARM Options
  • Up to 80% on Purchase/Refi
  • Up to 75% Cashout Refi
  • 1.2x Required DSCR
  • Min Guarantor FICO of 680

Have a Deal That Needs to Close?

Get a fast, no-obligation quote on your next Pittsburgh project.

Get Funded Today